Blog | Pamela Punzalan REALTOR

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2 days ago
1 min

93% of Americans Believe a Home Is a Better Investment Than Stocks

A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater...

5 days ago
4 min

Homebuying 101: Gen-Z and Millennial Edition

According to the most recent Generational Trends report from the National Association of REALTORS®, Millennials currently make up the...

Apr 8
2 min

Homeownership Is Full of Financial Benefits

A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in...

Apr 5
2 min

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This Year

If you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the process. One of the best...

Apr 1
3 min

There’s No Reason To Panic Over Today’s Lending Standards

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the...

Mar 29
2 min

What It Means To Be in a Sellers’ Market

If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a...

Mar 25
3 min

Buyer & Seller Perks in Today's Housing Market

Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your...

Mar 22
2 min

What Credit Score Do You Need for a Mortgage?

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in...

Mar 16
3 min

Are We in a Housing Bubble?

The “warning signs” look all too familiar. Escalating home prices have both buyers & sellers worried that the market is just “too good to...

Mar 5
4 min

Downsize or Upsize—Which Is Right for You?

At one time, it seemed that everything you read in the newspaper’s real estate section had to do with downsizing—the practice of selling...

Feb 12
0 min

Market Update February 2021

Feb 9
4 min

Learning to Cope with the Effects of COVID

It has been about a year since we felt the initial impact of COVID-19 on our emotional and physical well-being. By now most of us have a...

Jan 12
4 min

New California Laws for 2021

With everything that is going on in our country, you may not have been keeping close track of the California legislature, which passed...

Sep 16, 2020
5 min

5 Coronavirus Real Estate Myths Everyone Thinks Are True—Debunked

Every day, our conversations online and off are filled with "did you hear this yet?" news about the coronavirus pandemic. And, alas, not...

Jul 11, 2020
3 min

Real Estate And The Future Of Work

In the future, will we all work from home? This is one of the most-asked questions resulting from the Covid-19 shutdown — understandably...

Jun 15, 2020
6 min

When does refinancing into a 15-year mortgage make sense?

With the pandemic still prevalent and interest rates near all-time lows, now is a great time to think about a refinance. It may also be...

May 11, 2020
2 min

How to Protect Your Real Estate Assets

If you own real estate, chances are you have purchased insurance to protect your assets against damage or loss. But have you taken the...

Mar 9, 2020
3 min

The Many Benefits of Aging in a Community

There’s comfort in being around people who share common interests, goals, and challenges. That comfort in a community doesn’t wane with...

Feb 11, 2020
3 min

2020: The Year Of The ADU

Accessory dwelling units (ADUs) should get a new lease on life in 2020 due to a heavy push for affordable housing perfectly timed with...

Feb 11, 2020
1 min

Create an Evacuation Plan for Your Pets

An evacuation plan is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and...

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